The world in which we live becomes ever more complex as we are given more
choice and freedom. This is no less the case as in the financial services
arena. Product providers are looking to market their products to you by
way of advertising and direct approach.
Financial products are designed to solve your particular financial and
life objectives so how do you choose from the myriad of products available?
This is where financial planning comes to the fore.
Financial planning is a robust and methodical approach in helping clients
to achieve their life's ambitions and solve financial needs. The planning
is based on in depth and meaningful conversations with you, the client,
about your aims, goals and aspirations for the future. Once these have
been determined, the planning begins in earnest.
As financial planners, we at QUEST Financial Planning aim to bring you
unbiased and impartial financial advice which fits into your agenda and
no other's.
In helping you to plan for your financial future, we concentrate on the
journey, rather than the destination. In other words, our focus is on
your needs rather than a financial product.
As financial planners we will look at how you can attain your quests and
goals, taking into account your existing arrangements and present you
with a workable plan to achieve them.
The plan we present to you will take into account inflation, taxation
and realistic rates of return. We will ensure that the plan we present
to you will take account of any opportunities along with any pitfalls
which we consider as being noteworthy.
Our involvement will not end there, as if you instruct us as agents to
act for you we will assist you to implement some or all of your plan.
Once your plan has been implemented, you should consider regular reviews
to ensure you remain on track to achieve your objectives. You control
the degree to which any planning is implemented. Financial planning can
be likened to bespoke tailoring and it fits you exactly!
Isn't financial planning just another way of describing selling?
No, because the two are entirely different. The object of selling is to sell you a product, whereas financial planning is helping you to achieve your goals in a way that suits you and is in your interests.
How can I trust you?
This is a difficult one to answer because trust comes with time. When we meet or talk for the first time you will intuitively know whether you wish to continue to deal with us (and, of course, we with you).
From an expertise point of view, both directors have achieved examination
success in examinations which are recognised as a mark of professionalism
in the industry. Geoff is a Fellow of the Personal Finance Society, while
Denise is an Associate of the same organisation.
Fellowship is the highest standard that an adviser can achieve within
the examination structure. Between them, both directors have over forty years experience
of helping people to understand financial matters, and even today they train other advisers to successfully
pass examinations.
With our knowledge, skills, ethics and experience, you are in good hands.
|
